Ramanathan RVUPI and the potential comeback of Digital WalletsI am going to excuse myself from talking about the incredibly high UPI transaction numbers. But let me reinforce the reality which is —…Jun 11, 20231Jun 11, 20231
Ramanathan RVThe problem with Secured Credit CardsSecured credit cards are interesting offerings that have cropped up in large numbers recently. These cards are targeted at people who…Aug 10, 20221Aug 10, 20221
Ramanathan RVLoans vs Credit Line Cards vs Credit CardsFintech companies that wish to venture into lending have a few choices in front of them:Mar 27, 20221Mar 27, 20221
Ramanathan RVThe economics of card led BNPLThe previous blog post decoded the economics of UPI led BNPL. If you haven’t already read that, please do so now, as it provides the…Sep 13, 2021Sep 13, 2021
Ramanathan RVDecoding the profitability of UPI based BNPLCredit based payment instruments such as credit card, BNPL can be useful in exactly one of the two ways. (1) convenience of a tab (2)…Jun 20, 20212Jun 20, 20212
Ramanathan RVinIndia Digital PaymentsDigital Payments is inevitable.It is not a question of if but when.Aug 30, 2020Aug 30, 2020
Ramanathan RVThe Art of Dealing with Failures in OrganisationsIn the year 1958, Mao Zedong launched the campaign Great Leap Forward. The central aim of the campaign was to finance industrialization by…Jan 30, 20201Jan 30, 20201
Ramanathan RVRBI stance on Recurring Payments: Boon or Bane?Regulations can make or break companies and sometimes even industries. Take the example of auto sector in our country which is in a lot of…Sep 2, 2019Sep 2, 2019
Ramanathan RVinD91 LabsZero MDR: Impact on small businessesAhmedabad is an interesting city for many reasons. But on that day, I was destined to be at the prestigious Indian Institute of…Jul 15, 2019Jul 15, 2019
Ramanathan RVinD91 LabsUPI vs Netbanking: Game of the throneIt was year 2008. I was working for BankBazaar.com then. We were ruffling through the Alexa pages to find the top sites of the country…Jun 7, 20191Jun 7, 20191
